Personal finance, unbroken
Let's unbreak it. Compare loans transparently — and help us build finance that rewards people, not corporations.
Why we’re here
We say it a lot, so here’s what we mean. Three ways the system is quietly built against you — and the reason we’re trying to do things differently.
US households now carry a record $18.8 trillion in debt, with credit-card balances up 63% in five years. For all the apps and advice out there, people keep sliding further into the red.
Americans Owe More Than Ever. Should We Be Worried?We’ve never had easier access to credit — or to our own credit scores and reports. It was sold as putting you in control. Mostly it’s made the companies behind it richer on commissions and fees, while everyday finances haven’t really improved.
How Credit Score Apps Make Money and What It Costs YouFine print, vague fees and wide APR ranges make it genuinely hard to see what you’re signing up for, or to compare your options side by side. That confusion is exactly what keeps people stuck in debt.
5 Tips to Avoid Getting a Bad Deal on a Personal LoanFrom compare to cashback
Save your comparisons and — once cashback launches — receive your share. Comparing loans is open to everyone, no sign-up required.
Browse and compare a variety of personal loan options from top providers. Check out our loan comparison page.
Choose the loan that best suits your financial needs.
Click the link to begin your loan application on the lender’s website.
Finish on the lender’s site. If they approve you and pay us a referral commission, that’s what will fund the rewards below.
Our goal is to share part of that commission back with you. We’re building this now — follow along as it rolls out.
Steps 5 & 6 are where we're headed — cashback isn't live yet.
Create a free account and we'll let you know the moment cashback and new features go live.
Good to know
Free tools
Run the numbers before you borrow — monthly payments, refinance savings, payoff scenarios, and the rate you need. Free, instant, and no sign-up.
Payment Calculator
ExampleBorrowing $5,000 costs you $1,624.11 in interest and fees.
Try it with your own numbers
From the blog
Empower yourself to make smarter financial decisions with our practical, jargon-free guides.
